Banking

Credit Risk Officer

Published:
28th May 2021
Location:
London, United Kingdom
Category:
Banking  
Job Type:
Salary:
up to £36,000 p.a. plus excellent banking benefits
Role:
Risk

Description

We are seeking a Credit Risk professional with experience and understanding of Banking for our client, who are a BBB rated International Commercial Bank based in London.

You will uphold the following responsibilities:

  • Have a broad understanding of Risk Function as the second line of defence in the financial sector especially in banks.
  • General understanding of the Enterprise - wide risk management and conversant various risks Credit, Market, Operational, Liquidity.
  • Balance Sheet Analysis, conducting independent Credit Risk Rating and vetting of risk Scoring done by first line (business) on the risk calculator
  • Understanding of Credit Risk Rating/ Scoring Models. The job would require updating existing rating models with change in business profile.
  • Providing ongoing training to field functionaries on various aspects of Credit Risk assessment and conducting of Scoring/ Rating.
  • Understanding of Real estate finance and related loan products in UK - Buy to Let, Development, Commercial Real estate loans etc
  • Monitoring the Liquidity and Market Risk for the bank as per the prescribed parameters.
  • Analysing, Preparing and Presenting risk related MI’s to Bank’s internal committees and other key stakeholders.
  • Candidate is expected to keep oneself updated with the market developments in the field of risk, regulatory requirement and banks internal policies & guidelines.

Technical Skills:

  • Required - Should be proficient in Basic Statistics, Proficiency in MS - Office
  • Candidates having working knowledge of VBA, Macros will be preferred

Professional Experience & Educational Qualification

  • Graduate with finance background
  • 3 years plus in Risk or credit related roles

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