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Credit Risk MI Manager – Consumer/Payday Loan - Apply now

Salary: £50,000 - £60,000
Location: London
Type: Permanent

Our client, a City based FCA regulated Consumer Credit fintech business is seeking a Senior MI Analyst / MI Manager profile to join their Head of Risk in a number 2 opportunity. Backed by Finance Industry heavyweights, the resources and support are in place to take significant market share in the UK marketplace.

Company Overview

  • With aggressive growth plans in 2016, we are looking at expanding our team, across all functions of the business.
  • This role will sit within the Risk function of the business and will report into the Head of Risk
  • The role comes with huge opportunity as it will grow with the organisation. The candidate will be part of a small and energetic team who are defining the path the firm takes in the next years.
  • The role comes with responsibility and allows room for creativity and 'out of the box’ solution
  • We are looking for someone who is enthusiastic about joining a 'start up’ and is keen to make their mark on a growing business. They would have lots to add into the business by sharing knowledge across all departments and would also learn from working across departments.
  • The business sits within the Consumer Credit / Consumer Loans / Consumer Finance / Payday Loans arena. 

Role overview

This role is a new position being created as part of our growth plans

  • Reports into Head of Risk
  • No direct reports at start but potential to grow

Job Responsibilities

  • Define, implement and execute the MI (Management Information) on a day to day basis by working closely with Risk, Marketing and Finance team
  • Work closely with the Head of Risk to create and define key reports on Excel primarily
  • Work very closely with IT and Data teams to know and understand the data and start building best practices and also how the data is structured by IT
  • Be efficient and proficient in using tools such as SQL/SAS and Excel to deliver on requirements swiftly and accurately
  • Have a penchant for accuracy while at the same time being sensitive to tight deadlines
  • Work closely with Credit Reference Agencies, Marketing, Operations/collections team and project management team to understand the process and products which create the data
  • Responsible for designing, periodically creating and maintaining the best in class portfolio performance (KPI) reports , data dictionary and management reports
  • Responsible for ad hoc reporting to aid business decisions
  • Deputise for Head of Risk as and when needed

Candidate Profile


  • Preferably educated to degree level


  • At least 5-10 years’ experience of working within a analytics or reporting functions of preferably a consumer finance business
  • Working knowledge of Credit Bureau data
  • Good analytical and reporting skills for problem solving
  • Must be experienced in automating reports


  • Advanced knowledge of Microsoft Excel and be able to build structured reports and spreadsheet analysis
  • SQL high level
  • SAS high level
  • Knowledge in Excel Macros
  • VBA high level


  • Excellent verbal and written communication skills
  • Ability to work with minimal supervision
  • Enthusiastic "can do" attitude
  • Able to work under pressure and to tight deadlines

Offer details

  • Competitive package with benefits
  • Flexible working location
  • Good work life balance (9-5 culture / environment)Sal